Tokenization and Real World Assets at OpenZeppelin

OpenZeppelin Contracts is the trusted foundation for the on-chain economy, powering top financial institutions. Used by the world’s leading stablecoin issuers, asset managers, and on-chain funds, OpenZeppelin provides the security-audited, production-proven contracts trusted to secure billions in value.

Our ongoing work focuses on continuously improving compliant issuance and management of institutional digital assets.

Ecosystem Contributions

We have partnered with ecosystems and projects to deliver tokenization, real world asset, and tokenized vaults contracts libraries.

Permissioned Tokens

Compliant issuance and management of institutional-grade digital assets.

Use Cases

• Tokenized Money Market Funds: Enable on-chain representation of yield-bearing traditional assets, allowing users and protocols to access stable, regulated returns.

• Global Payments: Facilitate instant, programmable settlement of real-world transactions using tokenized fiat or asset-backed instruments.

Standards

• ERC-3643: T-REX - Token for Regulated Exchanges (final): A standard that enables the management and compliant transfer of institutional grade security tokens using on chain compliance and verification systems. OpenZeppelin is building contracts libraries in the OpenZeppelin Stellar Soroban Repo and confidential real world asset extensions in the OpenZeppelin Solidity Confidential Contracts Repo.

• ERC-7984: Confidential Fungible Token (draft): A standard that enables confidential value transfer using a pointer based system. OpenZeppelin co-authored the standard with Zama and is building contracts libraries in the OpenZeppelin Solidity Confidential Contracts Repo.

• ERC-7943: Universal Real World Asset Interface (draft): A standard that enables compliance checks, transfer controls, and enforcement actions for Real World Assets (RWAs). OpenZeppelin authored the standard and is building contracts libraries in the OpenZeppelin Solidity Community Contracts Repo.

Associations

• 3643 Association: The goal of the association is to increase the adoption of the 3643 token standard for real-world asset tokenization and on-chain compliance. OpenZeppelin is a member with many major organization.

Tokenized Vaults

Management of yield-bearing assets and tokenized deposits.

Use Cases

• Real World Asset Collateralization: Protocols can tokenize and collateralize underlying assets within vaults, supporting stablecoin pegs and capital efficiency through verifiable on-chain reserves.

• Lending and Borrowing: Deposited tokens can be supplied as liquidity to decentralized lending markets, enabling seamless borrowing and yield generation across interoperable vaults.

• Yield Aggregators: Aggregator protocols can integrate standardized vaults through a unified interface, allowing users to access diverse yield strategies and optimize returns.

Standards

• ERC-4626: Tokenized Vaults (final): A standard that enables protocols and users to generate and manage yield for ERC-20 tokens. OpenZeppelin has built libraries in the OpenZeppelin Solidity Contracts Repo, OpenZeppelin Solidity Community Contracts Repo, OpenZeppelin Starknet Cairo Contracts Repo, and OpenZeppelin Stellar Soroban Contracts Repo.

Talk to an Expert

Whether you’re launching a stablecoin, tokenizing assets, or building institutional-grade infrastructure, our team can help you design with security, compliance, and scalability from day one.

Connect with OpenZeppelin experts to discuss your project, evaluate architectures, and access the libraries and audits trusted by the world’s leading financial institutions.

Talk to an Expert